Analyzing QCR Holdings (QCRH) Q4 Earnings Projections

As we approach the earnings report for QCR Holdings (QCRH - Free Report), Wall Street analysts anticipate a quarterly earnings figure of $1.73 per share. This expectation signifies a 12.2% decline compared to the same period last year. Additionally, projected revenues for the quarter are set at $89.7 million, indicating a year-over-year decrease of 13.3%.

In the past month, the consensus earnings per share (EPS) estimate has been revised downward by 0.6%. This adjustment reflects a shift in analysts' collective outlook regarding the company’s financial performance for the quarter.

Prior to a company's earnings release, tracking changes in earnings estimates is an important practice. Such revisions have shown a strong link to how investors may react to the stock in the short term. Historical data supports that movements in earnings estimate adjustments are often correlated with the subsequent price behavior of a stock.

While consensus earnings and revenue figures serve as standard indicators of a company's quarterly performance, diving deeper into specific key metrics projected by analysts can yield additional insights.

Let’s explore the average estimates for several key metrics of QCR Holdings that Wall Street analysts focus on:

Efficiency Ratio Insights

The consensus estimate for the 'Efficiency Ratio (Non-GAAP)' stands at 51.8%. This figure shows improvement compared to the ratio of 58.9% recorded in the same quarter last year.

Asset Balances and Income Projections

Analysts forecast that the 'Average Balance - Total earning assets' will amount to $8.27 billion. This marks an increase from the $7.63 billion reported in the corresponding quarter of the previous year.

Noninterest and Net Interest Income Estimates

The expected figures for 'Total noninterest income' are projected to be $28.73 million, which is a decline from the $47.73 million achieved last year in the same quarter.

Furthermore, analysts estimate 'Net Interest Income' will be $61.14 million, an increase compared to the year-ago value of $55.74 million.

Earnings, Analysis, Stocks